Uninsured Motorist Attorneys
Aggressive Legal Advocacy for Uninsured and Underinsured Motorist Accident Victims
When an auto accident occurs, victims typically rely on the at-fault driver's insurance to cover medical bills, lost income, and other damages. However, if the responsible party lacks adequate insurance coverage or is entirely uninsured, the compensation process can quickly become more complicated.
At Becker Franklin Rovang, we understand how to effectively approach cases involving uninsured or underinsured motorists. Our solutions-oriented lawyers can help you pursue all available avenues of compensation. We have been representing injury victims since 1984 and are ready to put our experience and resources to work for you!
Discuss your options with an uninsured motorist lawyer today in a free consultation. Call (360) 800-3009 or contact us online to get started.
Differences Between Uninsured and Underinsured Motorist Coverage
Uninsured motorist coverage provides protection when you are involved in an accident with a driver who does not have any insurance at all. This means that if you were hit by an uninsured driver, your uninsured motorist coverage would step in to cover your medical expenses, lost wages, and other expenses arising from the accident. It allows you to recover the damages you would otherwise expect to receive from the at-fault party's insurance, giving you peace of mind in the event of an accident caused by an uninsured motorist.
Underinsured motorist coverage, on the other hand, comes into play when you are in an accident with a driver who does carry insurance, but their policy limits are insufficient to cover your total damages. In the state of Washington, drivers are required to carry a minimum of $25,000 in liability coverage, but this amount frequently does not cover the full extent of an accident victim’s damages. If you sustain injuries and your medical bills exceed the at-fault driver's insurance limits, for example, your underinsured motorist coverage would help cover the gap between their payout and your total expenses.
Hear From Our Happy Clients
At Becker Franklin Rovang, your satisfaction is our priority! See for yourself what our clients have to say about working with us.
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- Former Client
Extremely professional and thorough. The effort, time and patience they have given me is second to none. So well prepared that the opposing party conceded right away and the rest went very smoothly. Thanks to Ian, Destiny, and the rest of the staff. I highly recommend them for your legal needs.
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- KC
I never left a review after the incredible services this law firm provided me. I was in a car accident. Steve Franklin was caring and extremely helpful during the traumatic time. I was new to living in the area and felt so comfortable and supported by him. Five years later…. They still send me birthday cards. I know, I know…. It may seem silly, but this is such a sweet gesture! 10/10 Recommend.
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- Stephanie W.
The team I got to work with was fantastic! They are very responsive, kind, and understanding. I was lucky enough to get their help for a complicated situation and am very glad I found them and chose to work with them on my case. Highly recommend!
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The whole team helped resolve my suit as expeditiously as possible with an ultimately acceptable outcome. Good communication and wonderful people to work with, set realistic expectations and delivered. 10/10 would not advise getting in a car wreck, but if you do these are the people to call!- Colin S.
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I worked with Steve for over a year and him and his team are absolutely amazing! They handled my case so meticulously and didn’t miss a thing! When he explained things to me he always broke it down so I understood exactly what was happening and of- Lauren R.
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Steve and his team did an exceptional job on my case. Their persistence and dedication to ensuring I received proper recompense was unmatched, and I am thankful for their efforts. I highly recommend Becker, Franklin, and Roving for any legal needs you migh- Former Client
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- DR
I am very Lucky to have found Ian De Verna for my attorney. I was injured in a car accident and while Ian was working on my case I was hit by someone again. This time the person had no insurance I was injured again and my brand new car was totaled. Being injured again I was pretty scared but thankfully Ian took on this case for uninsured motorist against my insurance company as well. It was a challenge I am sure but Ian and his staff were very professional and caring the whole time. With all Ian's hard work he was able to get policy limits for both cases. Ian is not only good at his profession but truly cares about his clients and works very hard with his great group of people at Becker Franklin Rovang Injury office
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- Michelle S.
John Kauffman and his team were excellent in helping my husband and I settle our personal injury case. John was knowledgeable, professional, answered any questions we had and kept us informed throughout the entire process. If you’re looking for an attorney who will go to bat for you, John is your guy. Thank you again John!
Benefits of Hiring an Uninsured Motorist Attorney
One of the key benefits of hiring an experienced lawyer to assist with your uninsured motorist claim is their understanding of the laws and regulations that apply to your case. An attorney can also help you gather and document the evidence needed to substantiate your claim. This may include medical records, accident reports, and witness statements, all of which are crucial to demonstrating the extent of your injuries and losses.
An attorney’s experience in negotiating with insurance companies is another significant advantage. They know the strategies that insurers may employ to minimize payouts and are skilled negotiators who can effectively advocate for your rights.
Should your claim escalate to litigation, a trial-ready attorney can prepare and present your case in court. They can work to establish liability, present compelling evidence, argue on your behalf, and prove the elements required to secure a favorable result.
Time Limits for Filling an Uninsured Motorist Claim
Many uninsured or underinsured motorist insurance policies contain clauses that require prompt notification of an accident and may have strict deadlines regarding the filing of a claim, typically ranging from days to a few months after the incident. Failing to adhere to these policy guidelines can jeopardize your ability to recover damages, which is why you should not wait to report the accident to your insurance provider.
If you cannot reach an acceptable settlement with your insurance company, you usually have three years from the date of the accident to take further legal action. Missing this deadline will significantly limit your options.
Contact our team today to get started!
our case results Our Clients Always Come First
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$4,700,000 Recovery - Negligence
Recovery for disabled man neglected in Kitsap County Jail who suffered brain damage and quadriplegia.
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$3,500,000 Pedestrians / Premises Liability
Our clients, a father and toddler son, were hit by a Park’s Department vehicle in Seattle while walking to the restroom. Father sustained an arm fracture and fractured vertebrae, toddler sustained a head injury. Settlement obtained after litigation.
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$2,025,000 Pedestrian Collision
Client was catastrophically injured whenstruck by a delivery driver in Port Orchard while attempting to cross the street. Insurance company for the driver blamed our client for stepping out into the roadway in the dark and did not take any responsibility. After litigation the matter was settled before trial.
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$1,500,000 Motor Vehicle Collision
Our client was a passenger on a shuttle bus in Kitsap County. The shuttle was struck by a drunk driver. Client sustained significant spinal injuries.
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$1,300,000 Pedestrian Collision
Our client, in her 60’s, was hit by vehicle while crossing a street in Kitsap County. Extensive injuries, liability was disputed.
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$1,050,000 Motor Vehicle Collision
Clients, husband and wife, were rear- ended by an RV while waiting in line for the ferry in Edmonds. Wife had prior lumbar spine issues that were severely aggravated requiring surgery. Defense argued that the incident did not aggravate the injuries. Policy limits obtained before trial.
Award-Winning Advocacy
